So You Bought a New Home – Now What?

bought a new home - now what?
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Buying a new home can entail several weeks if not months of work. Signing on the dotted line can feel like the end of the journey, but it’s more like the end of the beginning.

There are many details you’ll need to attend to in between signing the paperwork and actually living in your new home.  You’ll have to figure out how and when to move your possessions. Which furnishings to keep or replace or purchase.  You’ll have to set up utilities and update or obtain insurance. And you will only have a short time to get it all done.

So You Bought a New Home – Now What?

A Checklist for New Home Buyers


“Move” is a 4-letter word! Packing, hefting and stacking boxes, wrapping fragile items, de-constructing furniture and frames – just thinking about it can make you tired! has some great resources for new home buyers:

DIY Movers – Find out about different types of options, from rental trucks to storage containers, and how you can save you money on your move. Once you’ve clicked on one of the options, they’ve also included handy links to various companies that provide that type of moving capability.

Choosing a moving company – Should you prefer to hire a moving company, here are seven things to do to choose the moving company that’s best-suited to your needs and budget. You’re entrusting this company with your possessions, so it’s not a decision to be made lightly!

Before moving, it’s also a good idea to declutter. Get rid of things that you won’t need in the future, that are becoming worn out or that you want to replace. Devesting yourself of these items before moving can save you a lot of time as well as money. Consider letting items go if:

  • You haven’t used them for 1 year (clothing, seasonal décor, formal table wares, etc.)
  • They have little intrinsic or sentimental value and you’re ready for a change (wall art, furnishings, tablewares, etc.)
  • They are duplicates (multiple sets of sheets, more towels than needed, lots of throw blankets, pillows, etc.)
  • Their useful life is over (worn out pots, pans, dinnerware, furniture, rugs, bedding, etc.)
  • Expiration date has passed (pantry and fridge items, makeup, perfume, etc.)
  • You are unlikely to need them again soon (baby stuff, kids’ toys, etc.)

Many people have yard sales before moving for this very reason. This enables them to reduce the number of items that nave to be moved and even gives them a chance to make some money in the process. These receipts can then be put into the moving fund or saved to purchase new items after you move in.

Pack a moving day musts box – On the day you move you are likely to want fast access to tools needed to reassembled bedframes and furniture, cleaning supplies, phone charger, toilet paper, water, snacks and so on. You might also want an overnight bag packed with enough clothes for a couple of days, your toiletries and pajamas, since it will probably take a few days to unload and unpack your personal belongings. Keep these items with you instead of loading them onto the moving truck; they’ll be more readily available and you won’t have to go hunting through things to find them.


Coordinate with the sellers to ensure that utilities will be maintained up until the point of time that you take possession. Set up accounts with the appropriate utility companies well in advance to ensure that you’ll have power, heat (or air), internet, television, etc., when you need it. New home buyers commonly have to set up:

  • Electricity and/or natural gas (or propane in rural areas)
  • Water and sewer (or septic)
  • Trash and recycling
  • Cable or satellite television, or subscriber services in lieu of traditional cable/dish


It’s very common for new home buyers to request an inspection be completed between the time an offer is signed around and when possession is transferred. Even when buying a brand new home (vs. a pre-owned home), getting the home inspected before moving in can identify any potential issues which it would be essential or preferable to resolve in advance.


If you are moving from one home to another, you’ll need to update your home insurance or obtain new insurance on the home you’re purchasing. This is a great time to review your coverage to see if changes to the amount of insurance needed to cover your possessions (as well as the home itself) or your deductible (the amount of money you’re responsible to spend before insurance kicks in) should be adjusted.


New home buyers often purchase one or more large appliances (washer, dryer, refrigerator, freezer, air conditioner, etc.) or large pieces of furniture for their house. Many home improvement and furniture stores will even allow you to purchase these items well in advance and schedule delivery weeks (or even months) later once you’ve taken possession of your new home.

If your home is a new construction house, bear in mind that map apps may not have your new address in their systems yet. Be sure that you provide the store with specific directions to your new home so they are delivered correctly and on time.

You may also like: Hidden Costs of Owning a Home

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